Ruifeng

- New corporate customers marketing and existing customer relationship maintenance.
- KYC/AML, initiate and follow up the onboarding process.
- KYT, conduct AML investigations on incoming and outgoing transfers from customer's bank account.
- Review and analysis of customer's financial statements and evaluate their credit risk and solvency.
- Due Diligence Investigation, generate investigation report and report to the Credit Review Committee.
- Credit rating and credit limit management.
- Participate in the credit committee meetings, debate and vote on each proposal in terms of credit risk and feasibility.
- Collateral value assessment and management.
- Funded / Unfunded risk participation according to the our principle of transfer pricing, RWA control and monitoring.
- Coordinate and communicate with internal and external relevant parties.

- Marketing and relationship maintenance of corporate and institution customers in aviation industry.
- Aircraft leasing structured finance.
- Aircraft JOLCO finance.
- Interbank derivatives transactions and interest rate swaps.
- Prepayment Financing.
- Shipping financing.
- Borrowers, guarantors, airlines' financial data, credit risk analysis.
- Collateral value assessment, guarantor security capacity analysis, collateral insurance monitoring, etc.

- Risk analysis and review of loan proposals.
- Identify potential credit risk points and propose risk mitigate measures.
- Generate credit risk review reports, provide independent risk review opinions and report back to the Credit Review Committee.
- Organise and coordinate Credit Review Committee's review meetings, vote on the loan proposals.
- Supervise, review and approve the implementation of pre-conditions and credit enhancement measures.
- Implement and improve our internal credit risk management policies.