photo de profil d'un membre

Ramiz Dadashov

CV Ramiz Dadashov

Expérience professionnelle

Director of retail business department

The International Bank of Azerbaijan , Baku - Portage salarial

De Avril 2002 à Avril 2020

Dec 2013 – Apr 2020: Director of Retail Business Department
Sept 2011 – Dec 2013: Deputy Director of Retail Business Department/Branch Manager
Jan 2009 – Sept 2011: Deputy Director of Retail Business Department
Apr 2006 – Jan 2009: Head of Loan Division in Corporate Customer Service Department
Feb 2005 – Apr 2006: Head of BP AİOC Division
Apr 2002 – Feb 2005: Leading Specialist in Corporate Customer Service Department

- BUSINESS VALUE OFFERED -
• In the Executive position, championed business objectives through tactical leadership, ensured smooth operations of the company’s for benefits realization and developing operational, company growth and sales improvement plans.
• Held accountable for developing retail banking business including sales growth mainly in consumer lending, mortgage and credit card.
• Registered active involvement in penning down and implementing 3-year retail strategy in 2019 for retail growth.
• Demonstrated advanced understanding, industry insight and experience in expanding intermediary networks with key involvement in steering new product launch, services ideation, and GTM activities.
• Provided apposite leadership and effectuating policies & procedures to attain company’s goals and took it to the next level of performance thereby maximized income generation.
• Led a workforce/teams of more than 80 professionals, ensuring optimum performance for all sales & operations related issues; imbibed a sense of discipline & team work within the work force for effective functioning of operations.

- MILESTONES ACHIEVED -
• Tangible value added as Director of Retail Business Department include achieving: >10% market share in consumer lending, >30% market share in mortgage, +100% average annual growth sales, and significant increase in bank’s profit and market share.
• Portfolio growth recorded in 2019 included: Mortgage 350 M USD (annual profit 40M USD); Consumer Lending 300 M USD (annual profit 65M USD) and Retail Portfolio amounts for 750M USD.
• Ideated and rolled-out special loan program for Bank’s targeted customers to increase penetration rate and improve customer acquisition strategy and elevated bank’s market share in consumer lending by 11%.
• Brain behind evolving, executing and managing retail strategy and tactical business plan, taking into account the market opportunity/growth potential, competitor activity, existing capabilities and risk appetite.
• Pioneering role in:
o Driving and managing digital services and implementing first digital branch in the market.
o Increasing cross-sale ratio and achieved the highest equipment ratio (products per customer) in the market.
• Implemented many successful projects, including mutual projects with government entities, which improved client acquisition, increased brand awareness and profitability of the Bank.
• Recorded attainment of significant increase in loan portfolio of the branch and considerably increased corporate clients’ base.

Formations complémentaires

Master

Azerbaijan State University of Economics - Economics

2001 à 2003

Finance and Credit specialization

Bachelor

Azerbaijan State University of Economics - Economics

1997 à 2001

Finance and Credit specialization

Certificate

Babson College - Entrepreneurship & Innovation

2019 à 2019

Entrepreneurship and innovation are the drivers of economic growth and are the main sources of value and wealth creation. The Major provided the concepts and the tools necessary to address a broad range of sectors (e.g. manufacturing, service, telecom, media, and entertainment industries) and types of innovations (e.g. technological innovation, services, digital firms, business models, usage). The aim of the program was to help think entrepreneurially, to support achievements, and to help us become game changers

Diploma

Montpellier 1 - Banks and International Economic Relation

2001 à 2002

Parcours officiels

HEC – EMBA HEC

Langues

Azéri - Langue maternelle

Russe - Langue maternelle

Français - Notions

Turc - Courant

Compétences

Business development
Sales
Project management
digitalization
communication
interpersonal skills
Adaptability

Centres d'intérêt

  • Travelling
  • Fitness